One hand is giving a set of house keys to an open hand in front of a blurred background depicting a house. The image symbolizes the transfer or purchase of a home.

Home Buyer Education Class

Are you buying your first house? We offer an education class on everything you need to know.

national industry standards homeownership education and counseling logoWhat You’ll Learn

Students gain valuable knowledge about the home buying process in a neutral environment. Students who successfully complete the course will earn the opportunity to receive a qualifying certificate that shows they may be eligible for certain first-time homebuyer loan products or government lending programs-valid for two years.

Classes cover how to:

  • Budget for a home purchase
  • Prepare for expected costs during the home buying process
  • Select and work with reputable industry professionals
  • Understand credit and lending
  • Prepare for expected costs after becoming a homeowner
  • Protect your investment over the long term

Class Options:

In Person

This is an 8 hour, in-person class.  The cost is $45 per person. View the class schedule and register online

Veterans and active military please contact us about a discount. Prior to registering for a course, please forward proof of service in the form of DD-214, Veteran or Active military ID to housing@kvcap.org to obtain a discount code. 

Online

Would you like to take at your own pace? We offer two options. Talk to your lender to find out which course fits your mortgage requirements.

ehomeAmerica

ehomeAmerica is an online self-navigated course, which you can take at your own convenience. It offers more flexibility in completing the homebuyer course. It is a national platform and costs $99 per person. It includes a phone conference of up to 60 minutes following the web modules to certify the course has been completed. This course meets the educational requirements for the Advantage Grant and MaineHousing loans.

Register for the online class

Framework

Framework meets the requirements for Fannie Mae HomeReady mortgages. You can complete the course online at your leisure and receive a certificate. This course costs $75 per person.

Register for the online class

For any questions related to the homebuyer education course offerings, you may call (207) 859-1517 or email housing@kvcap.org